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16 Best Accounting Software Recommendations: Not Sure Which One to Choose? Explore the Features

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Selecting the right accounting software requires careful consideration, especially when looking for applications that are widely used by companies in Indonesia.

For this reason, we have compiled 16 online accounting software solutions that you can consider for your business.

It is important to note that high-quality financial records play a critical role in supporting sustainable business growth.

As a result, modern businesses increasingly rely on accounting software as a reliable solution for accurate, efficient, and structured financial management.

Below is a list of recommended accounting software applications that you can evaluate based on your business needs.

1. Mekari Jurnal

Mekari Jurnal is one of the most widely used accounting software solutions among businesses in Indonesia, serving hundreds of thousands of customers ranging from startups to large enterprises.

Mekari Jurnal integrates seamlessly with various business systems, including POS, payroll software, and tax applications.

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Data security is well ensured, as Mekari Jurnal is certified under ISO/IEC 27001, making it safe and reliable for managing financial data across all types of businesses.

For highly mobile professionals, the Mekari Jurnal mobile application allows real-time business monitoring anytime and anywhere.

If you have further questions, contact our team and enjoy a 7-day free trial today.

Get a Free Consultation with the Mekari Jurnal Team Today!

Key Features of Mekari Jurnal

Below are several key features you should know to support your company’s accounting management:

1. Expense & Budget Management

Helps control operational costs by automatically tracking income and expenses.

2. Financial Bookkeeping

Records all company financial transactions accurately and systematically.

3. Financial Reporting

Generates real-time financial statements to support faster and more informed decision-making.

4. Asset & Inventory Management

Helps maintain asset value and manage long-term asset lifecycles.

5. Inventory Management

Enables real-time stock monitoring, sales and purchase tracking, and efficient stock opname.

6. Online Invoicing & Billing

Automates invoice and sales invoice creation, including payment notifications and recurring invoices.

7. Tax Calculation & Reporting

Automates tax calculations in compliance with Indonesian tax regulations, including VAT and e-Faktur reporting.

8. Bank Reconciliation

Automatically records transactions and reconciles bank statements within one platform.

9. Mekari Pay

Simplifies payment acceptance through multiple payment methods, with transactions automatically recorded in Jurnal’s bookkeeping system.

10. AI-Powered Financial Analysis

AI-based features enable deeper analysis, especially for profit & loss and cash flow reports, to support strategic financial insights.

With a combination of powerful core features and practical supporting tools, Mekari Jurnal delivers strong value for your investment, helping businesses manage finances more efficiently, scale with confidence, and grow sustainably across different industries

Start Your Free Trial with Mekari Jurnal

Get the app now on Google Play and the App Store

2. Wave

Wave is a financial software solution designed for small businesses, offering an intuitive and user-friendly system. Initially launched as a double-entry accounting tool, Wave continues to support essential financial operations.

wave-accounting-dashboard

Key Features of Wave

1. Direct Bank Data Import

Wave allows you to import bank data directly into the platform, making financial management more efficient. You can easily monitor transactions and bank balances without manual data entry.

2. Invoice Creation and Expense Tracking

With Wave, you can quickly create professional invoices and send them to customers. You can also track and organize business expenses neatly, making it easier to maintain financial control.

3. Customizable Chart of Accounts

Wave provides a chart of accounts that can be customized according to your business needs. You can group transactions into relevant categories for more detailed tracking and analysis.

4. Journal Entry Recording

Wave enables you to record journal transactions to maintain accurate and complete financial records. You can manage income and expenses effectively and produce informative financial reports.

Website: www.waveapps.com

Get the app now on Google Play and the App Store

3. FreshBooks

FreshBooks positions itself as “software for business owners and accountants,” offering a comprehensive accounting solution.

freshbook-software

Key Features of FreshBooks

1. Invoicing and Expense Tracking

FreshBooks offers invoicing features that make it easier to create and send invoices to clients. You can customize invoice designs, add your company logo, and set payment terms.

2. Expenses

Track all business expenses efficiently. You can upload receipt photos, categorize expenses, and generate accurate financial reports.

3. Multiple Payment Methods

Provide multiple payment options for clients. You can accept payments via credit card, PayPal, or bank transfer.

4. Financial Reporting

Generate financial reports that are informative and easy to understand. You can review business financial summaries, track revenue and expenses, and identify trends to support decision-making.

FreshBooks operates on a subscription-based model, with pricing reflecting its feature depth.

Website: www.freshbooks.com

Get the app now on Google Play and the App Store

4. QuickBooks

QuickBooks accounting software comes with the tagline of being smart and easy to use for small business owners.

This accounting app supports essential accounting processes, especially for MSMEs and small businesses.

quickbooks-software-akuntansi

Key Features of QuickBooks

1. Real-time Financial Tracking

Monitor financial performance at any time with dashboards and report templates that can be customized.

2. Professional Invoicing

Create professional invoices easily and send them to customers quickly and efficiently.

3. Inventory Management

Improve inventory efficiency by tracking stock levels, updating inventory information, and optimizing inventory control.

4. Expense Management

Track and manage business expenses more effectively and optimize spending to improve financial efficiency.

With these features, QuickBooks can help simplify work and improve financial management efficiency and accuracy.

Website: https://quickbooks.intuit.com

Get the app now on Google Play and the App Store

5. NetSuite Cloud

Oracle NetSuite simplifies enterprise accounting processes through robust financial management capabilities.

NetSuite ERP

Key Features of NetSuite

1. Transaction Recording

Record each financial transaction in detail, including purchases, sales, and other transactions.

2. Accounts Payable and Receivable Management

Track incoming and outgoing payments and manage due dates more effectively.

3. Tax Processing and Period Close

Support timely tax processing and simplify period-end close.

4. Accurate and Timely Financial Reporting

Generate accurate financial statements such as profit and loss reports, balance sheets, and other key reports.

With features such as general ledger, cash management, income and expense management, and tax processing, NetSuite supports stronger financial operations.

Website: www.netsuite.com/portal/products/erp/financial-management/finance-accounting.shtml

Get the app now on Google Play and the App Store

6. Hashmicro

Hashmicro is a Singapore-based ERP provider founded in 2006 with a strong market presence in Indonesia.

hashmicro-akuntansi

Key Features of Hashmicro

1. General Ledger Management

Helps track and analyze key financial elements such as assets, liabilities, equity, revenue, and expenses.

2. Tax Management & Audit Support

Helps manage tax needs in a practical way, including tax system configuration, tax audits, and tax reporting.

3. Invoice & Transaction Management

Centralizes purchase transactions and provides reminders for invoices that have not been fully processed.

4. Asset Depreciation Management

Automatically calculates asset depreciation quickly and accurately.

These features can help businesses optimize operations and compete more effectively.

Website: www.hashmicro.com

7. Jubelio

Jubelio is an Indonesian software company established in 2013, offering integrated solutions for offline and online businesses.

Software akuntansi online Jubelio

Key Features of Jubelio

1. Warehouse Management

Provides visibility and control over warehouse operations through the application. Reduces human error such as duplicate shipments, incorrect picking, and delayed deliveries.

2. Barcode Inventory System

Supports inventory management through barcode scanning for rack categorization and SKU accuracy.

3. Financial Reporting

Supports bookkeeping and financial statement preparation. Includes functionality to match marketplace revenue with sales journal entries.

4. Order & Return Management

Manages transactions and orders from multiple sales channels. Supports reconciliation for returned items.

Jubelio’s features are particularly helpful for MSMEs handling omnichannel sales. Its affordability is also a key advantage.

Website: jubelio.com

8. Zoho

Zoho accounting program provides a comprehensive accounting system alongside its well-known CRM solutions among business owners and management teams.

Zoho One

Key Features of Zoho

1. Financial Management

Manage cash flow in and out, record transactions, monitor customer payments, and track business expenses.

2. Inventory Management

Control stock efficiently, track inventory, manage purchases and sales, and monitor stock availability.

3. Project Management

Manage projects more effectively by allocating resources, tracking progress, and managing budgets.

4. Sales Management

Manage sales processes end-to-end by create quotations, manage orders, and track delivery status.

5. Tax Management

culate and report taxes according to applicable regulations.

With these capabilities, Zoho can help optimize accounting processes across finance, inventory, banking, projects, sales, and taxes.

Website: www.zoho.com/books/

Get the app now on Google Play and the App Store

9. Xero

Xero is widely recommended for its robust accounting features and bank reconciliation capabilities.

Xero

Key Features of Xero

1. Transaction Recording

Xero allows you to record all company financial transactions easily and accurately, including purchases, sales, expenses, and income.

2. Bank Reconciliation

Import bank transactions directly into the system, match the data, and balance accounts more efficiently.

3. Invoicing & Payments

Create professional invoices and send them to customers. Track payment status and manage payment reminders.

4. Financial Reporting

Access financial statements such as profit and loss reports, balance sheets, cash flow reports, and more.

Website: www.xero.com/id/

Get the app now on Google Play and the App Store

10. ERPNext

ERPNext is an open-source ERP platform connecting finance, operations, supply chain, sales, and HR.

Its strengths include flexible deployment options (SaaS or self-hosted), an active community, and relatively low costs due to its open-source foundation.

Key Features of ERPNext

1. Bookkeeping & Journal Entries

Records financial transactions through journals and core bookkeeping to maintain financial data integrity.

2. Accounts Payable & Receivable

Supports supplier invoicing, collections, payment scheduling, payment tracking, and liability reconciliation.

3.  Bank Reconciliation

Aligns company records with bank statements and monitors cash and transactions in real time.

4. Asset Management

Tracks fixed assets and manages purchases, depreciation, and asset disposal within the accounting system.

Website: https://frappe.io/erpnext

11. MYOB

Most accountants are familiar with MYOB, as it has been in the market for a long time. MYOB is a small-business software solution that supports accounting processes effectively.

MYOB Business Lite

In today’s digital era, online systems have become a key need for many companies.

Key Features of MYOB

1. Payroll Management

Helps manage payroll by calculating wages, managing deductions, and producing payroll reports.

2. Bank Reconciliation

Matches financial transaction data with bank accounts, identifies discrepancies, and supports faster reconciliation.

3. Automated Payments

Enables automated payments to suppliers and employees, reducing delays and improving consistency.

4. Online System Access

Provides online access, allowing accounting operations to be managed from anywhere.

Website: www.myob.com/au/accounting-software/essentials

Get the app now on Google Play and the App Store

12. Bee Accounting

Bee Accounting, established in 2010, specializes in supporting SMEs with accounting and financial management.

One well-known tagline from Bee Accounting is “Giving You More Time #freedom,” reflected through automated features and real-time access via smartphones.

Bee Accounting

Key Features of Bee Accounting

1. Stock Opname with Barcode Scanner

Barcode scanning can be done via smartphone camera and exported to a database or Excel.

2. Online Invoice Printing

Online invoicing helps businesses send professional invoices quickly and easily.

3. Branch Performance Control

Provides an overview of branch performance, including profit and loss, sales, stock, cash, and expenses, in one dashboard.

4. Manufacturing Cost Calculation

Supports manufacturing businesses by calculating production COGS quickly and analyzing production effectiveness.

Website: www.bee.id

13. Harmony

Harmony is accounting software designed for SMEs with simple UI and strong after-sales support.

Its advantages include a simple interface, solid security, and comprehensive after-sales service.

Harmony Accounting

Key Features of Harmony

1. Unlimited Users

Provides unlimited access for team members to improve productivity and speed.

2. Real-Time Cash Flow Monitoring

Enables owners to monitor cash inflows and outflows periodically and in real time.

3. Multiple Company Management

Manage multiple branches or entities effectively through a single account.

4. Smart Invoicing

Simplifies transaction tracking with customers quickly and easily.

With these capabilities, Harmony can help support business continuity and productivity. Subscription pricing is also positioned to match the features offered.

Website: www.harmony.co.id

14. Kashoo

Although not as widely known as some brands mentioned earlier, Kashoo is worth considering. It offers attractive features and a user-friendly system.

kashoo

Key Features of Kashoo

1. Invoicing & Payments

Create professional invoices and manage customer payments. Send invoices via email and accept online payments.

2. Automatic Bank Reconciliation

Automatically aligns financial transactions with bank accounts by importing and matching transactions.

3. Financial Reporting

Provides profit and loss, balance sheet, and cash flow reports to support decision-making.

4. Team Collaboration

Enables collaboration by setting roles and permissions for team members.

Website: https://kashoo.com

Get the app now on Google Play and the App Store

15. Sage

Sage is used by customers to manage accounting, employees, operations, payments, and banking for business needs.

Sage targets SMEs with a focus on management, strategy, and productivity.

sage-akuntansi

Key Features of Sage

1. Accounts Payable & Receivable

Streamlines workflows and helps businesses get paid faster.

2. Automated Billing

Automates complex billing and revenue processes to become more efficient.

3. Cash Management

Tracks multiple accounts with real-time visibility, enabling management to understand financial positions quickly and accurately.

4. Order Management

Automates and accelerates the cash-to-quote cycle.

Website: www.sage.com/id-id/

Get the app now on Google Play and the App Store

16. Bench

Bench is a fintech company providing software to automate bookkeeping and financial management for small business owners.

With the tagline “You run your business. We’ll handle your finances.” Bench focuses on simplifying financial management for small businesses and MSMEs. Bench is available via desktop and iOS mobile apps.

bench-accounting

Bench’s core offering is online bookkeeping software paired with Bench’s in-house accountants.

Key Features of Bench

1. Historical & Monthly Bookkeeping

Bench provides comprehensive bookkeeping services by organizing historical records and preparing complete, accurate monthly reports.

2. Cash Flow & Expense Tracking

Bench helps monitor company cash flow and track expenses, enabling more efficient financial management and better decision-making.

3. Financial Reporting

Bench provides clear and detailed financial reports, including profit and loss statements, balance sheets, and cash flow reports to support business growth.

With historical and monthly bookkeeping, cash flow and expense tracking, and complete financial reporting, Bench can be a reliable partner for managing small business finances.

Website: bench.co

Key Tips for Selecting Accounting Software

Choosing the right accounting software requires accuracy and careful evaluation.

To select the right accounting software, you should clearly understand your business needs and required features. Ensure the software you choose provides a reliable system and local support that makes it easier to implement and operate.

In addition, mobile features are highly important. Accounting software with a mobile app makes it much easier to monitor business performance anytime and anywhere.

Once you understand the types of accounting software commonly used by companies, including pricing, features, and what each solution can do, you will be in a stronger position to identify which product fits your needs.

By understanding available options, pricing, and functionality, you can confidently select the accounting software that best fits your business.

We hope this recommendation guide is useful. Feel free to share it on your professional networks.

Kategori : Technology
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