What are the terms and conditions for applying for Invoice Financing?

The main requirements for applying for Invoice Financing funding at Mekari Capital are that you have used Mekari Jurnal for at least three months, that you have ongoing invoices that can be guaranteed for the financing, and that you complete the following information and supporting documents: Individual: Soft copy of the ID Card (KTP) of the business owner Selfie photo with the ID Card (KTP) of the business owner Copy of the bank e-statement (last 6 months) Profit and loss statement and balance sheet (last 1 year) Business Entities [PT/CV]: Soft copy of the ID Card (KTP) of the authorized company representative Soft copy of the NPWP Soft copy of the company’s Deed of Establishment + Legalized by the Ministry of Justice and Human Rights (SK Kemenkumham), as well as its amendments and most recent deed (if any) Soft copy of business license / business identification number (NIB) Soft copy of the bank e-statement (last 6 months) Profit and loss statement and balance sheet (last 1 year)

What are the terms and conditions for applying for Revolving Loan financing?

The primary requirement for applying for Revolving Loan funding at Mekari Capital is having used Mekari Jurnal for at least three months, in addition to submitting the following information and supporting documents: Individual: Soft copy of the ID Card (KTP) of the business owner Selfie photo with the ID Card (KTP) of the business owner Family Certificate Copy of the bank e-statement (last 3 months) Profit and loss statement and balance sheet (last 6 months) Business Entities [PT/CV]: Soft copy of the ID Card (KTP of the business owner / director Soft copy of the NPWP Soft copy of the company’s Deed of Establishment + Legalized by the Ministry of Justice and Human Rights (SK Kemenkumham), as well as its amendments and most recent deed (if any) Soft copy of business license / business identification number (NIB) Soft copy of the bank e-statement (last 3 months) Profit and loss statement and balance sheet (last 6 months)

Mekari CapitalNew feature

Funding solution to grow and evolve your business

Mekari Capital helps you meet your business needs by making the funding accessible through a one-time approval process.

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Types of funding available for your company

Invoice Financing
Revolving Financing

Invoice Financing

Invoice Financing funding simulation

Adjust your funding amount and tenor to estimate the amount of funding
you will receive through Invoice Financing

Select amount

Tenor (month)

Following your selection of nominal funding and tenor, an estimate of your total funding will be generated

Admin Fee
(Excluding Notary Fee)Rp13.968.750

*Including tax

Total amount receivedRp486.031.250

If the estimation described above is appropriate for your company, please contact the sales team for more information.

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How to get Invoice Financing from Mekari Capital

Submit an online funding application through the Mekari Jurnal dashboard.
If your funding application is approved, choose invoice financing as the funding type
Determine the sales invoice that will be guaranteed for funding
After getting approval, the funds will be sent immediately to your Mekari Pay account

Frequently Asked Questions (FAQ)

What is Invoice Financing?

Invoice Financing is a type of financing provided to borrowers where they can obtain financing by using their outstanding invoices as collateral. The invoice submitted will determine the amount of funding available.

Learn more

The main requirements for applying for Invoice Financing funding at Mekari Capital are that you have used Mekari Jurnal for at least three months, that you have ongoing invoices that can be guaranteed for the financing, and that you complete the following information and supporting documents:

Individual:
1. Soft copy of the ID Card (KTP) of the business owner
2. Selfie photo with the ID Card (KTP) of the business owner
3. Copy of the bank e-statement (last 6 months)
4. Profit and loss statement and balance sheet (last 1 year)
Business Entities [PT/CV]:
1. Soft copy of the ID Card (KTP) of the authorized company representative
2. Soft copy of the NPWP
3. Soft copy of the company’s Deed of Establishment + Legalized by the Ministry of Justice and Human Rights (SK Kemenkumham), as well as its amendments and most recent deed (if any)
4. Soft copy of business license / business identification number (NIB)
5. Soft copy of the bank e-statement (last 6 months)
6. Profit and loss statement and balance sheet (last 1 year)

The maximum amount that can be given is IDR 2 billion

Interest rates starting at 1.5%, with an administration fee / provision fee of 0.7% per month or proportional to the funding term.

The approval process takes 3-5 working days after Mekari’s partners have fully and accurately received all required documents.

Yes. After the application is approved, funding can be disbursed based on the stipulated invoice amount. The disbursement process takes 3-5 working days after Mekari’s partners receive a complete and accurate application.

Revolving Financing

How to get Revolving Financing from Mekari Capital

Submit an online funding application through the Mekari Jurnal dashboard
If your funding application is approved, the fund limit will be added to your account
Request the amount of funding based on your company’s needs
Once the nominal financing is approved, the funds will be transferred immediately to your Mekari Pay account

See more tutorial

Frequently Asked Questions (FAQ)

What is Revolving Financing?

Revolving Financing is a type of financing provided to borrowers with standby limits, allowing them to withdraw at any time within the specified limit and repay based on the tenor agreed upon at the time of application submission.

Learn more

The primary requirement for applying for Revolving Loan funding at Mekari Capital is having used Mekari Jurnal for at least three months, in addition to submitting the following information and supporting documents:

Individual:
1. Soft copy of the ID Card (KTP) of the business owner
2. Selfie photo with the ID Card (KTP) of the business owner
3. Family Certificate
4. Copy of the bank e-statement (last 3 months)
5. Profit and loss statement and balance sheet (last 6 months)
Business Entities [PT/CV]:
1. Soft copy of the ID Card (KTP of the business owner / director
2. Soft copy of the NPWP
3. Soft copy of the company’s Deed of Establishment + Legalized by the Ministry of Justice and Human Rights (SK Kemenkumham), as well as its amendments and most recent deed (if any)
4. Soft copy of business license / business identification number (NIB)
5. Soft copy of the bank e-statement (last 3 months)
6. Profit and loss statement and balance sheet (last 6 months)

The maximum amount that can be given is IDR 1 billion, the value of which will be determined by your creditworthiness based on your Mekari Journal transaction history.

For interest rates ranging from 1.75% to 2%, plus an admin fee / provision fee of 0.7% per month or proportional rate from the funding term.

The approval process takes 3-5 working days after Mekari’s partners have fully and accurately received all required documents.

Yes. After your application is approved, you will receive a funding limit that can be disbursed based on your business needs. The disbursement process takes 3-5 working days, after Mekari’s partners receive a complete and accurate application.